Thanks to three levels of cover, our Car Insurance policies offer you both choice and flexibility.
Comprehensive
This policy provides complete cover, regardless of the number of licensed drivers using the vehicle. It protects you against theft, fire and damage to your car, as well as damage you may cause to another person’s car or property.
30+ Nominated Driver Cover
If you are a more experienced driver over the age of 30, and others under 30 won't be driving the car, you can nominate two drivers over 30 and take out a full comprehensive policy at a discounted price.
Third Party Only
This provides cover for damage you may cause to another person’s car or property, but does not cover your own car. Uninsured Driver Protection Cover is included under this policy.
Third Party Fire & Theft
This is an extension of the Legal Liability Policy, which provides cover if your car is stolen or damaged due to fire.
Summary of Benefits
The table below shows you what extra benefits are automatically included in each level of cover:
| Benefits |
Comprehensive (including Nominated 30+ Driver Policies) |
Third Party Only |
Third Party, Fire and theft |
|
| Accidental loss or damage to your vehicle |
|
| Loss or damage caused by fire or theft |
|
| 14 day hire car following theft |
|
| Windscreen or window glass breakage cover option |
|
| 4 year new car replacement option |
|
| Repairs or replacement of single box trailer |
|
| Towing costs following loss or damage |
|
| Towing costs following loss or damage |
|
| Essential temporary repairs |
|
| Cover for personal items damaged in accident |
|
| Hire car after accident option |
|
| Emergency accomodation and transport costs |
|
| Uninsured motorist benefit |
|
| Legal liability for damage caused by your passenger to another person's property |
|
| Legal liability for other people driving your vehicle |
|
| Legal cost incurred in relation to legal liability cover |
|
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Need to make a claim?
Call 1300 361 516 or visit www.qbe.com.au for more information
*Conditions apply. Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement to decide if a product is right for you. Insurance issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545.
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