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With two levels of cover, our Home and Contents Insurance policies offer you both choice and flexibility.

Home Cover

Home Cover provides peace of mind that, if, through specific events, your property is damaged, destroyed or stolen, it can be repaired or replaced.  And it will usually be on a “new-for-old” basis, regardless of the item’s age.

Home Cover Prestige

In addition to the specific events cover, it also protects you against malicious damage and accidental loss or damage to home and contents at the insured address. Plus it provides extended cover for your contents when temporarily removed anywhere in Australia and New Zealand, or for up to 90 days when overseas.

Summary of Benefits

The table below shows you what extra benefits are automatically included in each level of cover:

Defined Events
Home Cover
Home Cover Prestige
Accidental Loss or Damage
Optional
Automatic
Fire
yes
yes
Explosion
yes
yes
Lightning or Thunderbolt
yes
yes
Earthquake or Tsunami
yes
yes
Theft
yes
yes
Malicious Damage
yes
yes
Water or other liquid
yes
yes
Falling objects
no
yes
Impact
no
yes
Riot
yes
yes
Storm, Rain or Flash Flood
yes
yes
Implosion
no
yes
Power surge
no
yes
Sonic Boom
no
yes
Vandalism
yes
yes
Collision
yes
yes
Falling tree, branch or aerial
yes
yes
Damage by animals
yes
yes
Accidental Glass Breakage
yes
yes
Benefits
New for old replacement on most items
yes
yes
Legal liability
$30 Million
$30 Million
Additional Benefits
Cover away from the home in Australia and New Zealand for 90 days
no
yes
Burning out of electrical motors (fusion)
yes
yes
Accommodation costs^
yes
yes
Spoiled food from power failure
yes
yes
Essential temporary repairs
yes
yes
Loss of credit cards
yes
yes
Cost of replacing locks if your house keys are stolen
yes
yes
Optional Benefits
Domestic workers compensation
Optional extra#
Optional extra#


Need to speak to us?

Contact 1300 292 100 and speak to a real person!


Looking for a quick quote?

Click here and save 10% when you combine your Home and Contents Insurance!*


Need to make a claim?

Call 1300 361 516 or visit www.qbe.com.au for more information

^Should you be unable to live in the home as a result of damage caused by a Defined Event. #Available in ACT, TAS and WA only for an additional cost. *Conditions apply. Terms, conditions and acceptance criteria apply.  Cover limits apply as set out in the policy wording.  This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement to decide if a product is right for you: Home Cover, Home Cover Prestige. Insurance issued by QBE Insurance (Australia) Limited ABN 78 00 3 191 035 AFS Licence 239545


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Click here to get a 5 minute quick quote today. Buy online & save 10% when you combine your Car & Home insurance!
Click here to get a 5 minute quick quote today. Buy online & save 10% when you combine your Car & Home insurance!
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