We all have our valued possessions, along with many more we take for granted.

While some are irreplaceable, there are a surprising number we would need to replace, should the worst happen.

From appliances to the kitchen sink to the house itself, it all adds up.

What if a major catastrophe – like fire, lightning, storm damage or falling trees – hit your home? How would you afford to replace the clothes, furniture, books and other items that you've lost? What would be the real cost of rebuilding or repairing your home to the quality and size it is now? 

And what of those essentials of daily life we take out and about – music players, mobile phones, digital cameras and sunglasses? Small, portable, easy to lose, and appealing to thieves. Costly to replace and frustrating to do without.

Home Cover

Home Cover is Ian Berry’s building, contents and valuables insurance solution that can protect any or all of these scenarios.

Home Cover provides peace of mind that, if, through specific events, your property is damaged, destroyed or stolen, it can be repaired or replaced.  And it will usually be on a “new-for-old” basis, regardless of the item’s age.

Home Cover Prestige

For even greater peace of mind, Home Cover Prestige takes it one step further.

In addition to the specific events cover, it also protects you against malicious damage and accidental loss or damage to home and contents at the insured address. Plus it provides extended cover for your contents when temporarily removed anywhere in Australia and New Zealand, or for up to 90 days when overseas.

• Click here to read more about the benefits of each cover.
• Click here to use our Building and Contents calculators.

A range of ways to save

With Ian Berry there are various ways to enjoy discounts on your premium.

Multi-Policy Discount*

You can gain access to a Multi-Policy Discount and save up to 10% when you combine eligible Home, Contents and Car insurance policies.

Security discounts

The more secure your property is – through deadlocks, window locks, and either local or monitored alarms – the less you may have to pay.  

Household No Claim Bonus

Continue to earn No Claim Bonus discount the more years you go without making a claim.

A choice of Excess

Your excess is the initial amount you have to pay yourself if you make a claim. We offer options of nil excess, $100, $250, $500 and $1,000.  The higher the excess you choose, the lower the premium you’ll pay.

Retirees  Discount

If you’re retired your premium will reflect the lower-risk nature of your circumstances.

Need to speak to us?

Contact 1300 292 100 and speak to a real person!

Looking for a quick quote?

Click here and save up to 10% when you combine eligible Car and Home policies!*

Need to make a claim?

Call 1300 361 516 or visit www.qbe.com.au for more information

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*Conditions apply. Terms, conditions and acceptance criteria apply.  Cover limits apply as set out in the policy wording.  This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement to decide if a product is right for you: Home Cover, Home Cover Prestige. Insurance issued by QBE Insurance (Australia) Limited ABN 78 00 3 191 035 AFS Licence 239545