Ian Berry Insurance Services Pty Ltd ABN 15 084 331 304 is an Authorised Representative No 259485 of Police Credit Union Ltd ABN 30 087 651 205 AFSL 238991 who is authorised to arrange this insurance as an agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), except for Pleasure Craft Insurance which is issued and managed by Club Marine Limited ABN 12 007 588 347 AFSL 236916 as an agent for Allianz, and Travel Insurance which is issued and managed by AWP Australia Pty  ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance as an agent for Allianz. We do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the Product Disclosure Statement available from this website to decide if a product is right for you. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on this product.