Optional cover for many portable items including smartphones, laptops and more
Ian Berry can help you protect your valuables from accidental loss or damage when
you take them away from home.
You’ve worked hard for everything you own so it’s worth protecting those possessions you regularly take with you when you leave the house against accidental loss or damage. Personal Effects cover is an optional cover available, if you have contents cover, for portable items that can be taken away from the home.
Ian Berry can offer you two types of Personal Effects cover: Specified Personal Effects for items that you specify such as your mobile phone and laptop up to the sum insured. Unspecified Personal Effects provides cover for items like clothing, cameras and sporting equipment up to your choice of sum insured.
What does Option Personal Effects cover from Ian Berry include?
- Covers you for accidental loss or damage anywhere in Australia
- Covers you for accidental loss or damage and for up to 35 days overseas
- Covers the cost of replacing or repairing your portable items up to the sum insured
- Dedicated claims support 24/7
| What is covered? | Unspecified/Specified Personal Effects |
|---|---|
Accidental loss of or damage to your portable contents in Australia | |
Accidental loss of or damage to your portable contents anywhere else in the world | (up to 35 days in any one insured period) |
Only $100 Excess | |
Types | |
Unspecified Personal Effects cover for coverage | (Option to select preferred ‘per item’ and |
Specified Personal Effects cover for specific, listed items |
| Types of items covered | Unspecified Personal Effects Option | Specified Personal Effects Option |
|---|---|---|
Jewellery | ||
Watches | ||
Sunglasses/Spectacles | ||
Digital/Video Cameras | ||
Handbags/Luggage/ Bags | ||
Musical Instruments | ||
MP3 players/iPods | ||
Sporting equipment | *Not covered whilst in use. | *Not covered whilst in use. |
Audio Devices | ||
Mobile Phones/Smart Phones | ||
Laptops/Tablets | ||
Handheld game consoles | ||
Portable GPS devices | ||
Bluetooth headsets/portable car kits | ||
| Fragile glass is excluded from cover |
Click here to download the Vital Home Insurance Product Disclosure Statement (PDS).
Click here to download the Classic Home Insurance Product Disclosure Statement (PDS).
Click here to download the Prestige Home Insurance Product Disclosure Statement (PDS).
To review the Key Facts Sheets available for our home building and/or contents covers click here.
To make a Personal Effects claim online:
Online, any time
The fastest, easiest way is via the online claim form. You can submit your home insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.
It takes less than 10 minutes to complete the online claim form, and once received, a friendly claims consultant will contact you as soon as possible.
Benefits of claiming online:
- Secure form
- There are no phone queues
- Immediate confirmation number for your reference
- You can submit your home insurance claim form 24 hours a day, 7 days a week
Submit your claim to our underwriter via the online claim form.
Over the phone – 24 hours a day, 7 days a week claims hotline
Alternatively, you can call us on 1300 292 100 and a friendly consultant will take you through the claims process.
Talk to Ian Berry today about your insurance needs.
To experience our local customer service where you speak to a real South Australian Ian Berry Insurance Expert every time, please get in contact with us!
- Talk to one of Ian Berry’s Insurance Experts
Contact 1300 292 100 and speak to a real person! - Visit an Ian Berry Insurance Expert
You can find us at your local Police Credit Union branch. - Looking for a Quick Quote?
Click here or call 1300 292 100. - Need to make a claim?
Visit our Claims Page for more information or call 1300 292 100.
Disclaimer In arranging insurance Ian Berry ABN 15 084 331 304, an Authorised Representative No 259485 of Police Credit Union Limited, ABN 30 087 651 205, AFSL 238991, acts as an agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. Policy terms, conditions and exclusions apply. We do not provide any advice based on any consideration of your objectives, financial situations or needs. Before making a decision about insurance, please consider the Product Disclosure Statement available on this site. If you purchase insurance Ian Berry receives commission that is a percentage of the premium. Ask us for more details before we provide you with any services on this product. Any personal advice provided to you by Ian Berry is provided under Police Credit Union’s AFS Licence 238991.