We’ve got you and your car covered!

With Ian Berry Motor Insurance, you can relax and enjoy the drive knowing that should an accident happen, you can be back on the road in no time. Whether it’s your pride and joy or the family wagon, Ian Berry provides reliable Motor Insurance underwritten by Allianz so you, your loved ones and your vehicle are in safe hands, whatever road you choose.

Motor Insurance provides you with a great range of features as well as optional benefits so that you can tailor your cover to suit your needs. Rest easy knowing that we can arrange the type of cover you
need to help you get back on the road – bump free!

Get more:

• Up to 10% discount on your Motor Insurance policy when you buy online^1,2
• Up to 65% No Claim Bonus^1,3
• A discount on your policy when you exclude drivers under 25 years of age¹
• Safe Driver Discount for eligible drivers in addition to the No Claim Bonus^1,4

Your choice of Motor Insurance products:

• Comprehensive Insurance
• Third Party Fire & Theft
• Third Party Property Damage

No matter which type of cover you choose, you will always get access to a smooth claims process.

Comprehensive benefits:

• Personal items – up to $1,000 for any one incident
• Emergency repairs – up to $500 per incident after a covered accident
• Reasonable cost of towing – after a covered accident

Compare our Motor Insurance policies to find the right cover for you.

	Comprehensive Insurance	Third Party Fire & Theft	Third Party Property Damage
Key benefits
Cover for accidental loss of or damage to your vehicle caused by fire or theft
Cover for accidental loss of or damage to your vehicle (caused by events other than fire or theft)
New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss
Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events
Legal costs
Accidental death benefit - $25,000 per period of insurance
Emergency repairs – up to $500 in respect of any one incident
Rental car after theft ($100 per day limit, up to 30 days)
Reasonable cost of towing	(after a covered accident)	(after fire or theft of your vehicle)
Temporary cover on replacement vehicle – 14 days
More benefits
Trailer and caravan cover - $1,000 or market value whichever is the lesser
Legal liability cover when using a substitute vehicle
Personal items – up to $1,000 for any one incident
Emergency accommodation and travelling expenses – up to $1,000 for of any one incident
Transportation costs – up to $500 for any one incident
Lock re-keying / re-coding – up to $1,000 for any one incident
Child seat / baby capsule cover – up to $500 for of any one incident
Optional cover
Protected No Claim Bonus - 1st claim per period of insurance
Rental car following accident - $100 per day limit, up to 30 days
Removal of basic excess for windscreen claims - 1 replacement and 2 repairs in any period of insurance
Optional excesses which you can select to decrease your premium
Restricted driver excess - $2,500 any one claim
Unnamed driver excess - $2,500 any one claim

This table is a guide only. For information on what is covered and what is not covered and any limits or excesses that apply, please refer to the Product Disclosure Statement and Policy Document.

Need to make a claim?

Online, any time.

The most convenient way to make a Motor Insurance claim is via the online claim form. You can submit you Motor Insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.

Complete the online claim form, and once received, a friendly claims consultant will contact you as soon as possible.

It’s easy, with:

• A secure form
• No phone queues
• An immediate confirmation number for your reference

Alternatively, you can call the claims hotline on 1300 292 100 and a consultant will help you with the process.

Over the phone – 24 hours a day, 7 days a week!

Call 1300 292 100 for Motor Insurance claims.

To experience our local customer service get in contact with us!

• Talk to one of Ian Berry’s Insurance Experts
  Contact 1300 292 100 and speak to a real person!
• Visit an Ian Berry Insurance Expert
  You can find us at your local Police Credit Union branch.

Disclaimer

Police Credit Union Limited (PCU), ABN 30 087 651 205 AFSL No 238991 arranges this insurance as an agent for the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the Product Disclosure Statement available on this website. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached . If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. 2 The online discount applies to new comprehensive Motor Insurance policies. Applies to the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods. 3 Maximum discount percentage varies from State to State. 4 Safe Driver Discount applies to new Motor Insurance policies with comprehensive cover only. To be eligible for a Safe Driver Discount:

• the rateable driver must be aged 30 years or over,
• the insured (owner) must have held a maximum No Claim Bonus for the last five consecutive years; and
• all nominated drivers must have had no at fault claims for the last five years