Covers your contents for loss or damage caused by fire or theft & much more
You’ve worked hard for everything you own so it’s worth protecting your possessions against unexpected events, no matter where you call home.
As a tenant, it’s sometimes hard to know what contents you need to cover. We can help you protect your belongings from loss or damage caused by insured events such as fire, theft, storm and much more.
Why choose Ian Berry renter’s insurance?
- Save up to 10% on your renter’s insurance policy when you buy online*
- Covers you for loss or damage caused by unexpected events such as fire or theft
- New for old replacement for contents such as TV, furniture, computers (at our discretion and subject to availability)
- Pay by the month at no extra cost+
- Dedicated claims support 24/7
|Your contents are protected against loss or damage caused by:||Renter’s Insurance|
Fire and theft
Storm, lightning, earthquake and tsunami
Water or other liquid damage
Flood (subject to eligibility criteria)
New for old replacement (at our discretion and subject to availability)
Legal Liability cover
Up to $10,000,000#
Cover for fraudulent use of lost or stolen credit cards
Up to $2,500#
Replacement of locks or cylinders
Up to $1,000#
Contents in the open air at your risk address
Guests', visitors' and domestic helpers' property
Contents in safe deposit box
Contents temporarily removed from your insured address
Up to 20% of contents sum insured with sub-limits for selected contents1
Compensation for death
Security firm attendance
Up to $500
Up to $2,000
Veterinary costs if your dog or cat is injured in a road accident
Up to $500
Automatic indexation of sum insured
Fusion of household electric motors
Spoilage of refrigerated / freezer food
Cover for accidental loss or damage to your contents
Specified personal effects cover (specified and / or unspecified)
Domestic workers’ compensation
|#Higher limit available in higher level covers. Refer to the Compare Cover page for more details|
|~Tailored to each state’s legislation requirement. Not available in all States or Territories of Australia|
Click here to download the Vital Home Insurance Product Disclosure Statement (PDS).
Click here to download the Classic Home Insurance Product Disclosure Statement (PDS).
Click here to download the Prestige Home Insurance Product Disclosure Statement (PDS).
To review the Key Facts Sheets available for our home building and/or contents covers click here.
To make a home insurance claim online:
Online, any time
The fastest, easiest way is via the online claim form. You can submit your home insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.
It takes less than 10 minutes to complete the online claim form, and once received, a friendly claims consultant will contact you as soon as possible.
Benefits of claiming online:
- Secure form
- There are no phone queues
- Immediate confirmation number for your reference
- You can submit your home insurance claim form 24 hours a day, 7 days a week
Over the phone – 24 hours a day, 7 days a week claims hotline
Alternatively, you can call us on 1300 292 100 and a friendly consultant will take you through the claims process.
Talk to Ian Berry today about your insurance needs.
To experience our local customer service where you speak to a real South Australian Ian Berry Insurance Expert every time, please get in contact with us!
- Talk to one of Ian Berry’s Insurance Experts
Contact 1300 292 100 and speak to a real person!
- Visit an Ian Berry Insurance Expert
You can find us at your local Police Credit Union branch.
- Looking for a Quick Quote?
Click here or call 1300 292 100.
- Need to make a claim?
Visit our Claims Page for more information or call 1300 292 100.
Disclaimer In arranging insurance Ian Berry ABN 15 084 331 304, an Authorised Representative No 259485 of Police Credit Union Limited, ABN 30 087 651 205, AFSL 238991, acts as an agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. Policy terms, conditions and exclusions apply. We do not provide any advice based on any consideration of your objectives, financial situations or needs. Before making a decision about insurance, please consider the Product Disclosure Statement available on this site. If you purchase this insurance, we will receive a commission that is a percentage of the premium.*Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first years’ premium only unless stated otherwise. Discounts may not be applied to any flood component of the premium (if applicable). ^Cost per week is based on the average annual premium paid between 1/6/14 and 31/12/14 by renters insuring $30,000 – $32,000 of contents cover only under Classic Home Insurance. Excludes optional covers such as Flood and Personal Effects. Individual premiums may vary depending on rating factors such as suburb, insured age and claims history.+Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply. 1Important Information about Personal Effects Cover Premium amount payable in addition to your contents premium. Cover excludes damage to glass (other than lenses) or other brittle or fragile substances (other than jewellery) unless caused by fire or theft. Please refer to your PDS for full terms and conditions.