Ian Berry Insurance Services Pty Ltd ABN 15 084 331 304 (IBIS) is an Authorised Representative No 259485 of Police Credit Union Ltd ABN 30 087 651 205 AFSL 238991 (PCU) which is authorised to arrange and/or refers these insurances as an agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), except for Pleasure Craft Insurance (issued and managed by Club Marine Limited ABN 12 007 588 347 AFSL 236916 as an agent for Allianz), and Travel Insurance (issued and managed by AWP Australia Pty ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance as an agent for Allianz). Any personal advice provided to you by IBIS is provided under PCU's licence. Please consider the Product Disclosure Statement available from this website to decide if a product is right for you. The Target Market Determination is available by calling 1300 131 844. Terms, conditions, limits and exclusions apply. If you purchase this insurance, PCU will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on these products.