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Ian Berry Insurance Services Pty Ltd (IBIS) ABN 15 084 331 304 is an Authorised Representative No 259485 of Police Credit Union Ltd (PCU) ABN 30 087 651 205 AFSL 238991 which arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available from this website. The relevant Target Market Determination is available by calling 1300 292 100. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Full details of the commission are set out in the Financial Services Guide. Ask us for more details before we provide you with services.